5) Business Aspects in Banking & Insurance

Overview of Indian Baking Sector
Structure of Indian Baking Sector
Sources of funds for a bank
Various deposit products
Types of bank financing – fund based and non fund based
Cash credit, bank overdraft, term loan, demand loan,
export / import financing rural, farm lending etc.
Bank guarantee
Introduction to NPAs and its management
Classification of NPAs and recovery strategy
Central Banking – Concept
Functions and role of RBI
Money Creator
Credit Regular
Supervision of Banking Sector
Reforms in Indian Baking
Narsimham Committee I & II
Fundamentals of Investment Banking
Fund based and Fee based services
Innovations in banking – E Banking
Introduction to NBFCs – Role and Classification
Introduction to Insurance
Basic Principles of Insurance
Significance of Insurance to Business
Reasons for slow growth of insurance business in India
Types of Insurance
Life, Fire, Marine, Crop / Agriculture Insurance
Bancassurance
Policy Servicing and Claims Settlement
Nomination and assignment
Surrender Value and Paid up Value of Policy
Procedure to take life insurance policy
Claim settlement under life insurance policy